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All 50 US States + Washington, D.C.

Mortgage Payment Calculators by US State

Select a state to calculate exact monthly principal, interest, property taxes (PITI), and qualifying salary benchmarks customized to local real estate statutory parameters.

Northeast States (10)

Connecticut (CT)1.96% taxDelaware (DE)0.58% taxMaine (ME)1.24% taxMassachusetts (MA)1.15% taxNew Hampshire (NH)1.93% taxNew Jersey (NJ)2.23% taxNew York (NY)1.40% taxPennsylvania (PA)1.49% taxRhode Island (RI)1.40% taxVermont (VT)1.83% tax

South States (16)

Alabama (AL)0.40% taxArkansas (AR)0.62% taxDistrict of Columbia (DC)0.57% taxFlorida (FL)0.86% taxGeorgia (GA)0.88% taxKentucky (KY)0.83% taxLouisiana (LA)0.56% taxMaryland (MD)1.05% taxMississippi (MS)0.79% taxNorth Carolina (NC)0.80% taxOklahoma (OK)0.87% taxSouth Carolina (SC)0.56% taxTennessee (TN)0.64% taxTexas (TX)1.68% taxVirginia (VA)0.82% taxWest Virginia (WV)0.57% tax

Midwest States (12)

Illinois (IL)2.08% taxIndiana (IN)0.81% taxIowa (IA)1.50% taxKansas (KS)1.34% taxMichigan (MI)1.38% taxMinnesota (MN)1.08% taxMissouri (MO)0.93% taxNebraska (NE)1.63% taxNorth Dakota (ND)0.98% taxOhio (OH)1.53% taxSouth Dakota (SD)1.17% taxWisconsin (WI)1.61% tax

West States (13)

Alaska (AK)1.18% taxArizona (AZ)0.60% taxCalifornia (CA)0.73% taxColorado (CO)0.55% taxHawaii (HI)0.31% taxIdaho (ID)0.63% taxMontana (MT)0.74% taxNevada (NV)0.55% taxNew Mexico (NM)0.73% taxOregon (OR)0.93% taxUtah (UT)0.55% taxWashington (WA)0.88% taxWyoming (WY)0.56% tax

US Property Tax Rates Ranked from Lowest to Highest

Effective property taxes vary dramatically from 0.31% in Hawaii to over 2.2% in New Jersey, having a huge impact on your monthly PITI mortgage payment:

RankStateEffective Property TaxHomeowners InsuranceMedian Home BenchmarkLoan Tables
#1Hawaii (HI)0.31%0.36%$850,000View Hawaii tables →
#2Alabama (AL)0.40%0.65%$225,000View Alabama tables →
#3Colorado (CO)0.55%0.65%$540,000View Colorado tables →
#4Nevada (NV)0.55%0.38%$445,000View Nevada tables →
#5Utah (UT)0.55%0.40%$530,000View Utah tables →
#6Louisiana (LA)0.56%1.35%$210,000View Louisiana tables →
#7South Carolina (SC)0.56%0.72%$300,000View South Carolina tables →
#8Wyoming (WY)0.56%0.45%$340,000View Wyoming tables →
#9District of Columbia (DC)0.57%0.40%$660,000View District of Columbia tables →
#10West Virginia (WV)0.57%0.50%$160,000View West Virginia tables →
#11Delaware (DE)0.58%0.38%$360,000View Delaware tables →
#12Arizona (AZ)0.60%0.45%$430,000View Arizona tables →
#13Arkansas (AR)0.62%0.75%$198,000View Arkansas tables →
#14Idaho (ID)0.63%0.40%$440,000View Idaho tables →
#15Tennessee (TN)0.64%0.62%$320,000View Tennessee tables →
#16California (CA)0.73%0.48%$790,000View California tables →
#17New Mexico (NM)0.73%0.48%$310,000View New Mexico tables →
#18Montana (MT)0.74%0.52%$460,000View Montana tables →
#19Mississippi (MS)0.79%0.85%$180,000View Mississippi tables →
#20North Carolina (NC)0.80%0.55%$330,000View North Carolina tables →
#21Indiana (IN)0.81%0.50%$235,000View Indiana tables →
#22Virginia (VA)0.82%0.45%$395,000View Virginia tables →
#23Kentucky (KY)0.83%0.58%$205,000View Kentucky tables →
#24Florida (FL)0.86%1.45%$395,000View Florida tables →
#25Oklahoma (OK)0.87%1.10%$200,000View Oklahoma tables →
#26Georgia (GA)0.88%0.60%$325,000View Georgia tables →
#27Washington (WA)0.88%0.42%$585,000View Washington tables →
#28Missouri (MO)0.93%0.65%$245,000View Missouri tables →
#29Oregon (OR)0.93%0.38%$510,000View Oregon tables →
#30North Dakota (ND)0.98%0.58%$260,000View North Dakota tables →
#31Maryland (MD)1.05%0.44%$420,000View Maryland tables →
#32Minnesota (MN)1.08%0.55%$335,000View Minnesota tables →
#33Massachusetts (MA)1.15%0.45%$610,000View Massachusetts tables →
#34South Dakota (SD)1.17%0.62%$305,000View South Dakota tables →
#35Alaska (AK)1.18%0.42%$345,000View Alaska tables →
#36Maine (ME)1.24%0.38%$370,000View Maine tables →
#37Kansas (KS)1.34%0.78%$220,000View Kansas tables →
#38Michigan (MI)1.38%0.50%$240,000View Michigan tables →
#39New York (NY)1.40%0.45%$470,000View New York tables →
#40Rhode Island (RI)1.40%0.45%$440,000View Rhode Island tables →
#41Pennsylvania (PA)1.49%0.42%$270,000View Pennsylvania tables →
#42Iowa (IA)1.50%0.52%$215,000View Iowa tables →
#43Ohio (OH)1.53%0.45%$225,000View Ohio tables →
#44Wisconsin (WI)1.61%0.44%$275,000View Wisconsin tables →
#45Nebraska (NE)1.63%0.78%$255,000View Nebraska tables →
#46Texas (TX)1.68%0.95%$315,000View Texas tables →
#47Vermont (VT)1.83%0.38%$355,000View Vermont tables →
#48New Hampshire (NH)1.93%0.35%$450,000View New Hampshire tables →
#49Connecticut (CT)1.96%0.42%$380,000View Connecticut tables →
#50Illinois (IL)2.08%0.52%$275,000View Illinois tables →
#51New Jersey (NJ)2.23%0.40%$510,000View New Jersey tables →