Mortgage payment calculator

Work out your monthly payment including principal, interest, property tax, insurance and PMI. Then browse 76 loan-size pages and 26 income pages, each with full payment tables calculated with the standard amortization formula.

Home priceDown payment (%)Interest rate (%)TermExtra principal / month

Estimated monthly payment$2,506

Principal & interest: $2,023
Property tax & insurance (est.): $483
Loan amount: $320,000
Total interest over 30 years: $408,142

Monthly payment by loan amount

30-year fixed, principal and interest only, at an example rate of 6.5%.

$150k → $948/mo $200k → $1,264/mo $250k → $1,580/mo $300k → $1,896/mo $350k → $2,212/mo $400k → $2,528/mo $450k → $2,844/mo $500k → $3,160/mo $600k → $3,792/mo $750k → $4,741/mo $1 million → $6,321/mo

See all 76 loan amounts →

How much house can I afford?

On $50k a year On $60k a year On $75k a year On $80k a year On $100k a year On $120k a year On $150k a year On $200k a year

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How the numbers are calculated

The monthly principal and interest payment uses the standard fixed-rate formula M = P × r(1 + r)ⁿ ÷ ((1 + r)ⁿ − 1), where P is the loan amount, r the monthly rate and n the number of payments. Taxes, insurance and PMI are estimates you can adjust; see our methodology.