Missouri (MO) · Midwest Real Estate Profile
Missouri Mortgage Payment & Property Tax Guide
Calculate your exact monthly housing expense in Missouri. In Missouri, the effective statewide property tax rate averages 0.93% and homeowners insurance averages 0.65% of home market value. Explore 25 pre-calculated loan scenarios below.
Effective Property Tax0.93%
Homeowners Insurance0.65%
Median Home Price$245,000
Conforming Loan Limit$766,550
Property Tax Context for Missouri: At 0.93%, a median-priced home of $245,000 pays roughly $2,279 per year in property taxes ($190/month). Millage rates vary across counties and municipalities.
Companion Tax Engine
View Missouri Tax Tables →Check Take-Home Pay Across All 50 States on AfterTaxMath
See exact net salary, state income tax withholding, and FICA deductions for Missouri residents.
Monthly Payment Benchmarks in Missouri (30-Year Fixed at 6.50%%)
Estimated monthly PITI payments assuming 20% down payment and standard 28% DTI underwriting:
| Loan Amount | Est. Home Value | 30-Yr P&I | MO Property Tax | Total PITI/mo | Required Salary | Details |
|---|---|---|---|---|---|---|
| $150,000 | $187,500 | $948/mo | $145/mo | $1,195/mo | $51,000/yr | View schedule → |
| $250,000 | $312,500 | $1,580/mo | $242/mo | $1,992/mo | $85,000/yr | View schedule → |
| $350,000 | $437,500 | $2,212/mo | $339/mo | $2,788/mo | $119,000/yr | View schedule → |
| $450,000 | $562,500 | $2,844/mo | $436/mo | $3,585/mo | $154,000/yr | View schedule → |
| $550,000 | $687,500 | $3,476/mo | $533/mo | $4,382/mo | $188,000/yr | View schedule → |
| $750,000 | $937,500 | $4,741/mo | $727/mo | $5,975/mo | $256,000/yr | View schedule → |
| $1,000,000 | $1,250,000 | $6,321/mo | $969/mo | $7,967/mo | $341,000/yr | View schedule → |
Browse all 25 loan amounts in Missouri
Select any loan principal to view detailed amortization, rate sensitivity, and DTI requirements:
$100k in MO$797/mo$150k in MO$1,195/mo$200k in MO$1,593/mo$250k in MO$1,992/mo$300k in MO$2,390/mo$350k in MO$2,788/mo$400k in MO$3,187/mo$450k in MO$3,585/mo$500k in MO$3,983/mo$550k in MO$4,382/mo$600k in MO$4,780/mo$650k in MO$5,178/mo$700k in MO$5,577/mo$750k in MO$5,975/mo$800k in MO$6,373/mo$850k in MO$6,772/mo$900k in MO$7,170/mo$950k in MO$7,568/mo$1 million in MO$7,967/mo$1.1 million in MO$8,763/mo$1.2 million in MO$9,560/mo$1.3 million in MO$10,356/mo$1.4 million in MO$11,153/mo$1.5 million in MO$11,950/mo$2 million in MO$15,933/mo
Explore neighboring Midwest states
Compare mortgage payment benchmarks and property taxes across neighboring Midwest jurisdictions:
Illinois (2.08% tax)View guide →Indiana (0.81% tax)View guide →Iowa (1.50% tax)View guide →Kansas (1.34% tax)View guide →Michigan (1.38% tax)View guide →Minnesota (1.08% tax)View guide →
Closing Costs & Transfer Tax in Missouri
Missouri state constitution prohibits any state or local real estate deed transfer tax.