District of Columbia (DC) · South Real Estate Profile
District of Columbia Mortgage Payment & Property Tax Guide
Calculate your exact monthly housing expense in District of Columbia. In District of Columbia, the effective statewide property tax rate averages 0.57% and homeowners insurance averages 0.40% of home market value. Explore 25 pre-calculated loan scenarios below.
Effective Property Tax0.57%
Homeowners Insurance0.40%
Median Home Price$660,000
Conforming Loan Limit$1,149,825
Property Tax Context for District of Columbia: At 0.57%, a median-priced home of $660,000 pays roughly $3,762 per year in property taxes ($313/month). Millage rates vary across counties and municipalities.
Companion Tax Engine
View District of Columbia Tax Tables →Check Take-Home Pay Across All 50 States on AfterTaxMath
See exact net salary, state income tax withholding, and FICA deductions for District of Columbia residents.
Monthly Payment Benchmarks in District of Columbia (30-Year Fixed at 6.50%%)
Estimated monthly PITI payments assuming 20% down payment and standard 28% DTI underwriting:
| Loan Amount | Est. Home Value | 30-Yr P&I | DC Property Tax | Total PITI/mo | Required Salary | Details |
|---|---|---|---|---|---|---|
| $150,000 | $187,500 | $948/mo | $89/mo | $1,100/mo | $47,000/yr | View schedule → |
| $250,000 | $312,500 | $1,580/mo | $148/mo | $1,833/mo | $79,000/yr | View schedule → |
| $350,000 | $437,500 | $2,212/mo | $208/mo | $2,566/mo | $110,000/yr | View schedule → |
| $450,000 | $562,500 | $2,844/mo | $267/mo | $3,299/mo | $141,000/yr | View schedule → |
| $550,000 | $687,500 | $3,476/mo | $327/mo | $4,032/mo | $173,000/yr | View schedule → |
| $750,000 | $937,500 | $4,741/mo | $445/mo | $5,498/mo | $236,000/yr | View schedule → |
| $1,000,000 | $1,250,000 | $6,321/mo | $594/mo | $7,331/mo | $314,000/yr | View schedule → |
Browse all 25 loan amounts in District of Columbia
Select any loan principal to view detailed amortization, rate sensitivity, and DTI requirements:
$100k in DC$733/mo$150k in DC$1,100/mo$200k in DC$1,466/mo$250k in DC$1,833/mo$300k in DC$2,199/mo$350k in DC$2,566/mo$400k in DC$2,932/mo$450k in DC$3,299/mo$500k in DC$3,666/mo$550k in DC$4,032/mo$600k in DC$4,399/mo$650k in DC$4,765/mo$700k in DC$5,132/mo$750k in DC$5,498/mo$800k in DC$5,865/mo$850k in DC$6,231/mo$900k in DC$6,598/mo$950k in DC$6,965/mo$1 million in DC$7,331/mo$1.1 million in DC$8,064/mo$1.2 million in DC$8,797/mo$1.3 million in DC$9,530/mo$1.4 million in DC$10,264/mo$1.5 million in DC$10,997/mo$2 million in DC$14,662/mo
Explore neighboring South states
Compare mortgage payment benchmarks and property taxes across neighboring South jurisdictions:
Alabama (0.40% tax)View guide →Arkansas (0.62% tax)View guide →Florida (0.86% tax)View guide →Georgia (0.88% tax)View guide →Kentucky (0.83% tax)View guide →Louisiana (0.56% tax)View guide →
Closing Costs & Transfer Tax in District of Columbia
Deed recordation tax is 1.1% under $400k, 1.45% over $400k, matched by an equal transfer tax.