Alaska (AK) · West Real Estate Profile
Alaska Mortgage Payment & Property Tax Guide
Calculate your exact monthly housing expense in Alaska. In Alaska, the effective statewide property tax rate averages 1.18% and homeowners insurance averages 0.42% of home market value. Explore 25 pre-calculated loan scenarios below.
Effective Property Tax1.18%
Homeowners Insurance0.42%
Median Home Price$345,000
Conforming Loan Limit$1,149,825
Property Tax Context for Alaska: At 1.18%, a median-priced home of $345,000 pays roughly $4,071 per year in property taxes ($339/month). Millage rates vary across counties and municipalities.
Companion Tax Engine
View Alaska Tax Tables →Check Take-Home Pay Across All 50 States on AfterTaxMath
See exact net salary, state income tax withholding, and FICA deductions for Alaska residents.
Monthly Payment Benchmarks in Alaska (30-Year Fixed at 6.50%%)
Estimated monthly PITI payments assuming 20% down payment and standard 28% DTI underwriting:
| Loan Amount | Est. Home Value | 30-Yr P&I | AK Property Tax | Total PITI/mo | Required Salary | Details |
|---|---|---|---|---|---|---|
| $150,000 | $187,500 | $948/mo | $184/mo | $1,198/mo | $51,000/yr | View schedule → |
| $250,000 | $312,500 | $1,580/mo | $307/mo | $1,997/mo | $86,000/yr | View schedule → |
| $350,000 | $437,500 | $2,212/mo | $430/mo | $2,796/mo | $120,000/yr | View schedule → |
| $450,000 | $562,500 | $2,844/mo | $553/mo | $3,594/mo | $154,000/yr | View schedule → |
| $550,000 | $687,500 | $3,476/mo | $676/mo | $4,393/mo | $188,000/yr | View schedule → |
| $750,000 | $937,500 | $4,741/mo | $922/mo | $5,991/mo | $257,000/yr | View schedule → |
| $1,000,000 | $1,250,000 | $6,321/mo | $1,229/mo | $7,987/mo | $342,000/yr | View schedule → |
Browse all 25 loan amounts in Alaska
Select any loan principal to view detailed amortization, rate sensitivity, and DTI requirements:
$100k in AK$799/mo$150k in AK$1,198/mo$200k in AK$1,597/mo$250k in AK$1,997/mo$300k in AK$2,396/mo$350k in AK$2,796/mo$400k in AK$3,195/mo$450k in AK$3,594/mo$500k in AK$3,994/mo$550k in AK$4,393/mo$600k in AK$4,792/mo$650k in AK$5,192/mo$700k in AK$5,591/mo$750k in AK$5,991/mo$800k in AK$6,390/mo$850k in AK$6,789/mo$900k in AK$7,189/mo$950k in AK$7,588/mo$1 million in AK$7,987/mo$1.1 million in AK$8,786/mo$1.2 million in AK$9,585/mo$1.3 million in AK$10,384/mo$1.4 million in AK$11,182/mo$1.5 million in AK$11,981/mo$2 million in AK$15,975/mo
Explore neighboring West states
Compare mortgage payment benchmarks and property taxes across neighboring West jurisdictions:
Arizona (0.60% tax)View guide →California (0.73% tax)View guide →Colorado (0.55% tax)View guide →Hawaii (0.31% tax)View guide →Idaho (0.63% tax)View guide →Montana (0.74% tax)View guide →
Closing Costs & Transfer Tax in Alaska
Alaska has no state real estate transfer tax; municipality property taxes fund local services.