Wisconsin (WI) · Midwest Real Estate Profile
Wisconsin Mortgage Payment & Property Tax Guide
Calculate your exact monthly housing expense in Wisconsin. In Wisconsin, the effective statewide property tax rate averages 1.61% and homeowners insurance averages 0.44% of home market value. Explore 25 pre-calculated loan scenarios below.
Effective Property Tax1.61%
Homeowners Insurance0.44%
Median Home Price$275,000
Conforming Loan Limit$766,550
Property Tax Context for Wisconsin: At 1.61%, a median-priced home of $275,000 pays roughly $4,428 per year in property taxes ($369/month). Millage rates vary across counties and municipalities.
Companion Tax Engine
View Wisconsin Tax Tables →Check Take-Home Pay Across All 50 States on AfterTaxMath
See exact net salary, state income tax withholding, and FICA deductions for Wisconsin residents.
Monthly Payment Benchmarks in Wisconsin (30-Year Fixed at 6.50%%)
Estimated monthly PITI payments assuming 20% down payment and standard 28% DTI underwriting:
| Loan Amount | Est. Home Value | 30-Yr P&I | WI Property Tax | Total PITI/mo | Required Salary | Details |
|---|---|---|---|---|---|---|
| $150,000 | $187,500 | $948/mo | $252/mo | $1,268/mo | $54,000/yr | View schedule → |
| $250,000 | $312,500 | $1,580/mo | $419/mo | $2,114/mo | $91,000/yr | View schedule → |
| $350,000 | $437,500 | $2,212/mo | $587/mo | $2,960/mo | $127,000/yr | View schedule → |
| $450,000 | $562,500 | $2,844/mo | $755/mo | $3,805/mo | $163,000/yr | View schedule → |
| $550,000 | $687,500 | $3,476/mo | $922/mo | $4,651/mo | $199,000/yr | View schedule → |
| $750,000 | $937,500 | $4,741/mo | $1,258/mo | $6,342/mo | $272,000/yr | View schedule → |
| $1,000,000 | $1,250,000 | $6,321/mo | $1,677/mo | $8,456/mo | $362,000/yr | View schedule → |
Browse all 25 loan amounts in Wisconsin
Select any loan principal to view detailed amortization, rate sensitivity, and DTI requirements:
$100k in WI$846/mo$150k in WI$1,268/mo$200k in WI$1,691/mo$250k in WI$2,114/mo$300k in WI$2,537/mo$350k in WI$2,960/mo$400k in WI$3,382/mo$450k in WI$3,805/mo$500k in WI$4,228/mo$550k in WI$4,651/mo$600k in WI$5,074/mo$650k in WI$5,496/mo$700k in WI$5,919/mo$750k in WI$6,342/mo$800k in WI$6,765/mo$850k in WI$7,188/mo$900k in WI$7,610/mo$950k in WI$8,033/mo$1 million in WI$8,456/mo$1.1 million in WI$9,302/mo$1.2 million in WI$10,147/mo$1.3 million in WI$10,993/mo$1.4 million in WI$11,839/mo$1.5 million in WI$12,684/mo$2 million in WI$16,912/mo
Explore neighboring Midwest states
Compare mortgage payment benchmarks and property taxes across neighboring Midwest jurisdictions:
Illinois (2.08% tax)View guide →Indiana (0.81% tax)View guide →Iowa (1.50% tax)View guide →Kansas (1.34% tax)View guide →Michigan (1.38% tax)View guide →Minnesota (1.08% tax)View guide →
Closing Costs & Transfer Tax in Wisconsin
Real estate transfer fee is $0.30 per $100 ($3.00 per $1,000) paid by the seller at deed recording.