Delaware (DE) · Northeast Real Estate Profile
Delaware Mortgage Payment & Property Tax Guide
Calculate your exact monthly housing expense in Delaware. In Delaware, the effective statewide property tax rate averages 0.58% and homeowners insurance averages 0.38% of home market value. Explore 25 pre-calculated loan scenarios below.
Effective Property Tax0.58%
Homeowners Insurance0.38%
Median Home Price$360,000
Conforming Loan Limit$766,550
Property Tax Context for Delaware: At 0.58%, a median-priced home of $360,000 pays roughly $2,088 per year in property taxes ($174/month). Millage rates vary across counties and municipalities.
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View Delaware Tax Tables →Check Take-Home Pay Across All 50 States on AfterTaxMath
See exact net salary, state income tax withholding, and FICA deductions for Delaware residents.
Monthly Payment Benchmarks in Delaware (30-Year Fixed at 6.50%%)
Estimated monthly PITI payments assuming 20% down payment and standard 28% DTI underwriting:
| Loan Amount | Est. Home Value | 30-Yr P&I | DE Property Tax | Total PITI/mo | Required Salary | Details |
|---|---|---|---|---|---|---|
| $150,000 | $187,500 | $948/mo | $91/mo | $1,098/mo | $47,000/yr | View schedule → |
| $250,000 | $312,500 | $1,580/mo | $151/mo | $1,830/mo | $78,000/yr | View schedule → |
| $350,000 | $437,500 | $2,212/mo | $211/mo | $2,562/mo | $110,000/yr | View schedule → |
| $450,000 | $562,500 | $2,844/mo | $272/mo | $3,294/mo | $141,000/yr | View schedule → |
| $550,000 | $687,500 | $3,476/mo | $332/mo | $4,026/mo | $173,000/yr | View schedule → |
| $750,000 | $937,500 | $4,741/mo | $453/mo | $5,491/mo | $235,000/yr | View schedule → |
| $1,000,000 | $1,250,000 | $6,321/mo | $604/mo | $7,321/mo | $314,000/yr | View schedule → |
Browse all 25 loan amounts in Delaware
Select any loan principal to view detailed amortization, rate sensitivity, and DTI requirements:
$100k in DE$732/mo$150k in DE$1,098/mo$200k in DE$1,464/mo$250k in DE$1,830/mo$300k in DE$2,196/mo$350k in DE$2,562/mo$400k in DE$2,928/mo$450k in DE$3,294/mo$500k in DE$3,660/mo$550k in DE$4,026/mo$600k in DE$4,392/mo$650k in DE$4,758/mo$700k in DE$5,124/mo$750k in DE$5,491/mo$800k in DE$5,857/mo$850k in DE$6,223/mo$900k in DE$6,589/mo$950k in DE$6,955/mo$1 million in DE$7,321/mo$1.1 million in DE$8,053/mo$1.2 million in DE$8,785/mo$1.3 million in DE$9,517/mo$1.4 million in DE$10,249/mo$1.5 million in DE$10,981/mo$2 million in DE$14,641/mo
Explore neighboring Northeast states
Compare mortgage payment benchmarks and property taxes across neighboring Northeast jurisdictions:
Connecticut (1.96% tax)View guide →Maine (1.24% tax)View guide →Massachusetts (1.15% tax)View guide →New Hampshire (1.93% tax)View guide →New Jersey (2.23% tax)View guide →New York (1.40% tax)View guide →
Closing Costs & Transfer Tax in Delaware
Realty transfer tax is 4.0% total (typically split 2.5% state and 1.5% local between buyer and seller).