Arkansas (AR) · South Real Estate Profile
Arkansas Mortgage Payment & Property Tax Guide
Calculate your exact monthly housing expense in Arkansas. In Arkansas, the effective statewide property tax rate averages 0.62% and homeowners insurance averages 0.75% of home market value. Explore 25 pre-calculated loan scenarios below.
Effective Property Tax0.62%
Homeowners Insurance0.75%
Median Home Price$198,000
Conforming Loan Limit$766,550
Property Tax Context for Arkansas: At 0.62%, a median-priced home of $198,000 pays roughly $1,228 per year in property taxes ($102/month). Millage rates vary across counties and municipalities.
Companion Tax Engine
View Arkansas Tax Tables →Check Take-Home Pay Across All 50 States on AfterTaxMath
See exact net salary, state income tax withholding, and FICA deductions for Arkansas residents.
Monthly Payment Benchmarks in Arkansas (30-Year Fixed at 6.50%%)
Estimated monthly PITI payments assuming 20% down payment and standard 28% DTI underwriting:
| Loan Amount | Est. Home Value | 30-Yr P&I | AR Property Tax | Total PITI/mo | Required Salary | Details |
|---|---|---|---|---|---|---|
| $150,000 | $187,500 | $948/mo | $97/mo | $1,162/mo | $50,000/yr | View schedule → |
| $250,000 | $312,500 | $1,580/mo | $161/mo | $1,937/mo | $83,000/yr | View schedule → |
| $350,000 | $437,500 | $2,212/mo | $226/mo | $2,712/mo | $116,000/yr | View schedule → |
| $450,000 | $562,500 | $2,844/mo | $291/mo | $3,486/mo | $149,000/yr | View schedule → |
| $550,000 | $687,500 | $3,476/mo | $355/mo | $4,261/mo | $183,000/yr | View schedule → |
| $750,000 | $937,500 | $4,741/mo | $484/mo | $5,811/mo | $249,000/yr | View schedule → |
| $1,000,000 | $1,250,000 | $6,321/mo | $646/mo | $7,748/mo | $332,000/yr | View schedule → |
Browse all 25 loan amounts in Arkansas
Select any loan principal to view detailed amortization, rate sensitivity, and DTI requirements:
$100k in AR$775/mo$150k in AR$1,162/mo$200k in AR$1,550/mo$250k in AR$1,937/mo$300k in AR$2,324/mo$350k in AR$2,712/mo$400k in AR$3,099/mo$450k in AR$3,486/mo$500k in AR$3,874/mo$550k in AR$4,261/mo$600k in AR$4,649/mo$650k in AR$5,036/mo$700k in AR$5,423/mo$750k in AR$5,811/mo$800k in AR$6,198/mo$850k in AR$6,586/mo$900k in AR$6,973/mo$950k in AR$7,360/mo$1 million in AR$7,748/mo$1.1 million in AR$8,523/mo$1.2 million in AR$9,297/mo$1.3 million in AR$10,072/mo$1.4 million in AR$10,847/mo$1.5 million in AR$11,622/mo$2 million in AR$15,496/mo
Explore neighboring South states
Compare mortgage payment benchmarks and property taxes across neighboring South jurisdictions:
Alabama (0.40% tax)View guide →District of Columbia (0.57% tax)View guide →Florida (0.86% tax)View guide →Georgia (0.88% tax)View guide →Kentucky (0.83% tax)View guide →Louisiana (0.56% tax)View guide →
Closing Costs & Transfer Tax in Arkansas
Real property transfer tax is $3.30 per $1,000 of property value.