Louisiana (LA) · South Real Estate Profile
Louisiana Mortgage Payment & Property Tax Guide
Calculate your exact monthly housing expense in Louisiana. In Louisiana, the effective statewide property tax rate averages 0.56% and homeowners insurance averages 1.35% of home market value. Explore 25 pre-calculated loan scenarios below.
Effective Property Tax0.56%
Homeowners Insurance1.35%
Median Home Price$210,000
Conforming Loan Limit$766,550
Property Tax Context for Louisiana: At 0.56%, a median-priced home of $210,000 pays roughly $1,176 per year in property taxes ($98/month). Millage rates vary across counties and municipalities.
Companion Tax Engine
View Louisiana Tax Tables →Check Take-Home Pay Across All 50 States on AfterTaxMath
See exact net salary, state income tax withholding, and FICA deductions for Louisiana residents.
Monthly Payment Benchmarks in Louisiana (30-Year Fixed at 6.50%%)
Estimated monthly PITI payments assuming 20% down payment and standard 28% DTI underwriting:
| Loan Amount | Est. Home Value | 30-Yr P&I | LA Property Tax | Total PITI/mo | Required Salary | Details |
|---|---|---|---|---|---|---|
| $150,000 | $187,500 | $948/mo | $88/mo | $1,247/mo | $53,000/yr | View schedule → |
| $250,000 | $312,500 | $1,580/mo | $146/mo | $2,078/mo | $89,000/yr | View schedule → |
| $350,000 | $437,500 | $2,212/mo | $204/mo | $2,909/mo | $125,000/yr | View schedule → |
| $450,000 | $562,500 | $2,844/mo | $263/mo | $3,740/mo | $160,000/yr | View schedule → |
| $550,000 | $687,500 | $3,476/mo | $321/mo | $4,571/mo | $196,000/yr | View schedule → |
| $750,000 | $937,500 | $4,741/mo | $438/mo | $6,233/mo | $267,000/yr | View schedule → |
| $1,000,000 | $1,250,000 | $6,321/mo | $583/mo | $8,310/mo | $356,000/yr | View schedule → |
Browse all 25 loan amounts in Louisiana
Select any loan principal to view detailed amortization, rate sensitivity, and DTI requirements:
$100k in LA$831/mo$150k in LA$1,247/mo$200k in LA$1,662/mo$250k in LA$2,078/mo$300k in LA$2,493/mo$350k in LA$2,909/mo$400k in LA$3,324/mo$450k in LA$3,740/mo$500k in LA$4,155/mo$550k in LA$4,571/mo$600k in LA$4,986/mo$650k in LA$5,402/mo$700k in LA$5,817/mo$750k in LA$6,233/mo$800k in LA$6,648/mo$850k in LA$7,064/mo$900k in LA$7,479/mo$950k in LA$7,895/mo$1 million in LA$8,310/mo$1.1 million in LA$9,141/mo$1.2 million in LA$9,972/mo$1.3 million in LA$10,803/mo$1.4 million in LA$11,634/mo$1.5 million in LA$12,465/mo$2 million in LA$16,621/mo
Explore neighboring South states
Compare mortgage payment benchmarks and property taxes across neighboring South jurisdictions:
Alabama (0.40% tax)View guide →Arkansas (0.62% tax)View guide →District of Columbia (0.57% tax)View guide →Florida (0.86% tax)View guide →Georgia (0.88% tax)View guide →Kentucky (0.83% tax)View guide →
Closing Costs & Transfer Tax in Louisiana
No state transfer tax; generous homestead exemption covers the first $75,000 of home value from parish property taxes.